Water. Earth. Fire. Air. Aang. Katara. Zuko. Sokka. Toph. Suki. The Fire Nation. The Air Nomads. The Water Tribe. The Earth Kingdom. Jet. Bloodbending. Hair-loopies. Fire Lord Ozai. Azula. The cabbage merchant. You know exactly what I'm talking about, amirite?
Insurance companies charge a surtax to people who use tobacco products under the premise that these people cost more to insure because of their bad habits. Since the insurance companies are basically punishing those people, I think they should have to reward those of us that live healthy lifestyles, with reduced rates or cash back bonuses.
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