When someone asks to borrow a pencil you go through like the biggest internal debate because there's always the " slight" chance that you'll never see that pencil again, amirite?

No, I just let them borrow the pencil because hey, it's just a pencil. There are thousands more at the store.

That's why I never give them pencils I care about. "Sure, here's a mechanical pencil. ...Oh, you wanted lead, too? Sorry, I'm all out."