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It's more or less impossible to make a billion dollars without luck

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You can kind of say this about anything. After all, what is Life if not a collection of random occurrences?

John Rockefeller, the oil overlord of the late 19th century, worked very hard to obtain his massive wealth (est. $1.5bil), but how much of that was by chance? Had he not been born where he was, raised how he was, or grown up and stumbled upon the opportunities he did, perhaps he wouldn't have became so rich.

'Luck' is just chance working in your favor.

Was JK Rowling lucky? She was on welfare while writing Harry Potter and then got turned down by dozens of publishers. And her books sold purely on merit.

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