Should Americans be Doomsday Preppers or should they just spend their money and time on themselves and live in the moment?

I watched Doomsday Preppers on National Geographic and found it amazing that there is a large percentage of American people spending their money , time and efforts on Prepping for disasters, solar flares, EMP , economic collapse, pandemic illnesses, other post apocolyptic scenarios, some of these people were in their 60's and training physically to fight, use weapons, store food, have bug out bags and other locations to bug out to - is this a realistic plan for the future or should these people spend their money on enjoying life, travelling and retiring in peace?

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