Humanitarian response: Is it slow and inefficient because of lack of money, or lack of interest?

Every time a disaster strikes, we see the same scenario - people without homes/food/water, and it goes on until the situation becomes too embarrassing for the world to watch.
First response usually comes from NGO's and volunteers, than come big governments and big organizations.
I was wondering what is the reason that by now we, as a society, don't have more efficient procedures and measures in case of an emergency? Is it the lack of funding, or are those struck by a disaster poor consumers, and no big corporation can earn on them?
Did we allow the big capital to completely put the needs of the weakest to side?

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lack of money, ask the 1% to pay not the 99%, help can only come from the top, and 99% of the 1% dont care

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