Remember that it is Obama's DEMOCRATIC Justice Department that did this settlement! And who is running for President and refuses to release her speeches to the banking companies? Do you think her DOJ would be any different?
Money and jail.
Typical white collar getaway. Bang bang bitch
It goes to show you that we the people are at the mercy of anyone who can make a buck off our backs. The DoJ is complicit in this thievery. I've been noticing that just getting more money and letting the crooks go is the sop.
I acknowledge the dilemma you're trying to emphasize here however Wells Fargo has an astonishing policy that allows a waiver where 17-24 year olds don't need to pay a monthly fee which makes them an acceptable company and officially invalidates your argument.