Someone saying... "Don't be nervous!"
Don't be nervous. This is a gun free graveyard.
When someone says "trust me"...it is something I no longer do easily anymore
My husband's driving.
People who think "gun free zones" work.
Well, aside from that cake ... Transitions make me nervous. I'm so looking forward to my retirement in December, but coordinating all the details like Medicare, 401K distributions, etc., will keep me anxious until it's all in place.
I feel for you having been through some of it myself. Appling for Social Security is easy - you can do that on line and I think, but I'm not sure, that the application asks if you want Medicare Part B also (Part A comes automatically with Soc. Sec.). I am still working, but only 3 days a week, so I can continue to contribute to y 401(k) without having to take any distributions until I retire completely. I did have to take automatic distribution for another account I have, but they contacted me about it and I filled out the forms and sent it back and the next thing I knew, the money was in my account. One of the things you may want to consider is having taxes taken out of your Soc. Sec. If your Soc. Sec. plus your distributions put you over a certain amount, you will get hit with taxes on SS.
What is the bigger dilemma for me is finding a Medicare drug plan and deciding whether I need a supplemental plan to cover what Medicare doesn't. Still ruminating on that, especially since I have no idea what Trump's health care is going to look like. :)
Thanks Linnster! I'm already drawing Social Security because I only work half time now, and I do have them deduct some tax. Will also have taxes withheld from my 401K payments each month. But I'm now in the process of checking out the various Medicare supplements out there (including one I can buy through my employer.) Will be attending two presentations this month.
It's doubly challenging because my disabled daughter is also qualified for Part B, and I have carried her on my health insurance at work these past 30 years. I want us both to enroll in the same insurance and keep the doctors we've had for decades.
Wish me luck, and stay tuned!
I do wish you good luck. Your circumstances are a little different from mine, but the problem is that there are so many plans out there, it's difficult to know which is the best for you and your daughter. I am not entitled to coverage through my employer because I only work 21 hours a week.
The possibility of getting lost when driving somewhere I've never been before. I have a terrible sense of direction - if I'm moving forward, I must be going north, right?
I struggle with that issue myself ... can't find my way out of a paper bag in an unfamiliar area!
Well, you can certainly join my sisters and me. :)
Waiting for the other shoe to drop.
When more people are around me or when someone looks at me for a long time. I am very shy and withdrawn and to be in the middle of the crowd is very unpleasant for me.
Not knowing the outcome of a particular decision until after it has been made...