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That middle line is getting thinner and thinner though.
isn't that exactly what the saying says?
if your poor you stay poor and if your rich you stay rich.
that's exactly what the saying means
Right but the question is how much money do you have to have to stay permanently neutral.
No one is neutral.
A majority of "poor" people believe they are middle class because they know poorer people.
A majority of the upper class believe they are in the middle because richer people exist.
So how rich do you have to be to start getting richer
10 moneys
I have 10 moneys! Sweet!
You need enough money to make 4% the median cost of living for where you are located. So like $6M ($220k) for the bay area and about $1M ($40k a year) for the median US citizen.
That is the difference between raking an ever increasing bank roll and depleting a nest egg
if you arent rich, youre prepoor
its much more likely youll slip down then rise up