Larny2019 Money & Economics
The voters have decided that Larny2019 is right! Vote on the post to say if you agree or disagree.
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Yes superannuation is a massive scam, imagine "owning money" that you cant touch.
Is this basically a pension or annuity? If so I wouldnt call it a scam, just not the most optimal type of retirement account for growth but good if you want to be very safe and conservative.
I prefer non compulsory and self directed accounts like IRA's and 401ks. Not sure what you're on about with the whole losing 30% of your 401k thing. It's not actually lost unless you sell all of your holdings when it's down.
I could be wrong but I don't think a single primary residence would be enough to fund a full 30+ year retirement in most cases.